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Best Cash Back Credit Cards



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Card Type:

Find Cash Back Credit Cards
Discover Cash Back Credit CardsEarn up to 5% cashback everyday or up to 20% online on Discover's wide selection of cash back cards.
Chase Cash Back Credit CardsEarn up to 3% cashback on everyday purchases such as gas, home improvement and department stores.
MasterCard Cash Back Credit CardsReceive up to 5% cash back in quarterly bonuses and 10% online at select merchants.
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Low Interest Credit Cards



  Blue Cash EverydaySM from American Express
Blue Cash Everyday<sup>SM</sup> from American Express - Low Interest Credit Cards
Apply
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
0% on Purchases for 12 months*
17.24%-22.24% Variable*
None*
Excellent Credit

  Blue Sky from American ExpressSM
Blue Sky from American Express<sup>SM</sup> - Low Interest Credit Cards
Apply
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
  • Get approved in 60-seconds

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
0% on Purchases for 12 months*
17.24%-22.24% Variable*
None*
Excellent Credit

  Chase Sapphire® Preferred Card
Chase Sapphire® Preferred Card - Low Interest Credit Cards
Apply
  • Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
  • 24/7 direct access to expert service advisors (No voice recording)
  • No Annual Fee for your first year - A $95 value

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
15.24% (Variable)*
$95, waived first year*
Excellent Credit

  Chase SapphireSM Card
Chase Sapphire<sup>SM</sup> Card - Low Interest Credit Cards
Apply
  • Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to expert service advisors (No voice recording)
  • No annual fee!

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
15.24% (Variable)*
None*
Excellent Credit

  Continental Airlines OnePass® Plus Card
Continental Airlines OnePass® Plus Card - Low Interest Credit Cards
Apply
  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
14.24% (Variable)*
$95, First Year Free*
Excellent Credit

  Delta Airlines - Gold Delta SkyMiles® Credit Card
Delta Airlines - Gold Delta SkyMiles® Credit Card - Low Interest Credit Cards
Apply
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
9.99 12*
N/A
15.24% - 19.24% Variable *
$0 intro annual fee for the first year, then $95*
Excellent Credit

  Discover® More® Card
Discover® More® Card - Low Interest Credit Cards
Apply
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00 15*
0% for 15 months on purchases & balance transfers*
10.99% - 20.99% (Variable)*
None*
Excellent Credit

  Discover® More® Card - No Balance Transfer Fee
Discover® More® Card - No Balance Transfer Fee - Low Interest Credit Cards
Apply
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00 12*
0% for 12 months on Balance Transfers and Purchases*
10.99% - 19.99% (Variable)*
None*
Excellent Credit

  Discover® Motiva Card
Discover® Motiva Card - Low Interest Credit Cards
Apply
  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
3.99% 15*
0% for 15 full months on Balance Transfers and Purchases*
10.99% - 20.99% (Variable)*
None*
Excellent

  Discover® Open Road Card
Discover® Open Road Card - Low Interest Credit Cards
Apply
  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00 12*
0% for 12 months on purchases & balance transfers*
10.99% - 20.99% (Variable)*
None*
Excellent

  Escape by Discover® Card
Escape by Discover® Card - Low Interest Credit Cards
Apply
  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00% 6*
0% for 6 months on purchases and balance transfers*
10.99%-16.99% (Variable)*
$60*
Excellent Credit

  Gold Delta SkyMiles® Business Credit Card from American Express OPEN
Gold Delta SkyMiles® Business Credit Card from American Express OPEN - Low Interest Credit Cards
Apply
  • Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
  • Check your first bag free - for up to 8 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings
  • $0 intro annual fee for the first year, then $95
  • No annual fee for Additional Cards
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
15.24% - 19.24% Variable*
$0 introductory annual fee for the first year, then $95*
Excellent Credit

  Ink Cash(SM) Business
Ink Cash(SM) Business - Low Interest Credit Cards
Apply
  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee*

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A 6*
0% for 6 months on purchases and balance transfers*
13.24% (Variable)*
None*
Excellent Credit

  InkSM Classic
Ink<sup>SM</sup> Classic - Low Interest Credit Cards
Apply
  • 25,000 bonus points after you spend $5,000 in the first 3 months!*
  • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
  • 2 points per dollar on the first $25,000 spent annually on fuel and lodging*
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00 6*
0% for 6 months on purchases and balance transfers*
13.24% (Variable)*
None*
Excellent Credit

  Marriott Rewards® Credit Card
Marriott Rewards® Credit Card - Low Interest Credit Cards
Apply
  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval
  • No Annual fee for your first year - that's a $45 value*
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
14.24%(Variable)*
$0 for the first year, then $45.00*
Excellent Credit

  Marriott Rewards® Premier Credit Card
Marriott Rewards® Premier Credit Card - Low Interest Credit Cards
Apply
  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
15.24%(Variable)*
$0 for the first year, then $85.00*
Excellent Credit

  Miles by Discover® Card
Miles by Discover® Card - Low Interest Credit Cards
Apply
  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00 6*
0% for 6 months on purchases & balance transfers*
10.99%-16.99% (Variable)*
None*
Excellent

  SimplyCash® Business Card from American Express OPEN
SimplyCash® Business Card from American Express OPEN - Low Interest Credit Cards
Apply
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
  • No annual membership fee

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
0% on Purchases for up to 12 months*
12.24% - 19.24% Variable*
None*
Excellent Credit

  Slate® from Chase
Slate® from Chase - Low Interest Credit Cards
Apply
  • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
  • 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00 15*
0.00% for up to 15 months*
11.99%-21.99%(Variable)*
None*
Excellent Credit

  Slate® from Chase
Slate® from Chase - Low Interest Credit Cards
Apply
  • Limited Time: No Balance Transfer Fee!*
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the balance transfer fee is 3% of the amount transferred with a minimum of $5
  • 0% Intro APR for up to 12 months - a variable APR as low as 11.99-21.99% after your 0% ends
  • Slate with Blueprint helps you pay down your balances faster and save on interest
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00 12*
0.00% for up to 12 months*
11.99%-21.99%(Variable)*
None*
Excellent Credit

  Slate® from Chase
Slate<sup>®</sup> from Chase - Low Interest Credit Cards
Apply
  • 0% for up to 15 months - after that a variable APR as low as 11.99% - 21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
0.00 15*
0.00% for up to 15 months*
11.99% - 21.99%(Variable)*
None*
Excellent Credit

  Southwest Airlines Rapid Rewards® Plus Credit Card
Southwest Airlines Rapid Rewards® Plus Credit Card - Low Interest Credit Cards
Apply
  • Now! Earn a Free Flight after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more.
  • Earn unlimited free flights - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on everything else
  • Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees - if you need to change your flight, you won't be charged a fee.
  • September 11th Security Fee Applies

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
15.24%(Variable)*
$69.00*
Excellent Credit

  Starwood Preferred Guest® Business Credit Card from American Express OPEN
Starwood Preferred Guest® Business Credit Card from American Express OPEN - Low Interest Credit Cards
Apply
  • Earn up to 25,000 Starpoints®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
15.24% - 19.24% Variable*
$0 introductory annual fee for the first year, then $65*
Excellent Credit

  Starwood Preferred Guest® Credit Card
Starwood Preferred Guest® Credit Card - Low Interest Credit Cards
Apply
  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
2.90 6*
N/A
15.24% - 19.24% variable*
$0 introductory annual fee for the first year, then $65*
Excellent Credit

  TrueEarnings® Card from Costco and American Express
TrueEarnings® Card from Costco and American Express - Low Interest Credit Cards
Apply
  • American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
0% on Purchases for 6 months*
15.24% variable*
None*
Excellent Credit

  United MileagePlus® Explorer Card
United MileagePlus® Explorer Card - Low Interest Credit Cards
Apply
  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
  • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
  • Your miles don't expire and there is no limit to the number of miles you can earn

Balance Transfer Intro
Purchase Intro
APR
Annual Fee
Credit Type
N/A
N/A
14.24%(Variable)*
$95, waived the first year*
Excellent Credit

 
Best Gas Cash Back Credit Card

Discover® Open Road Card


Discover Gas Cash Back Credit Card
Apply


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Best Balance Transfer Credit Card

Discover® More® Card


Discover Balance Transfer Credit Card
Apply


See Card Terms
 
Best Student Cash Back Credit Card

Discover® Open RoadSM Card for Students


Discover Student Cash Back Credit Card
Apply


See Card Terms
 
Best Prepaid Credit Card

Wired PlasticTM Visa® Prepaid Card


Prepaid Credit Card
Apply


See Card Terms

Chase Credit Cards
Discover Credit Cards
MasterCard Credit Cards
Airlines Credit Cards
Balance Transfer Credit Cards
Gas Rebate Credit Cards
Low Interest Credit Cards
Student Credit Cards
Prepaid Credit Cards

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